American Rescue Plan Act / FFCRA Tax Relief


Claim Tax Credits for the Self Employed from Covid - SETC Tax Credit Application...Click Here

Do I Qualify for Tax Credits for Self Employed in 2020, 2021, or 2022?


  • A government agency imposed a quarantine or isolation order.

  • Your doctor recommended you self-quarantine if you were exposed to Covid-19.

  • You were having COVID-19 like symptoms  waiting for an appointment with your doctor.

  • You were waiting for COVID-19-test results.

  • You were getting vaccinated for COVID-19 Vaccine.


  • You were experiencing side effects from the Covid-19 Vaccine.
Clalim Tax Credits for Self Employed

Call: 877-749-3195

SEE IF YOU QUALIFY

Call: 877-749-3195

Find out if you qualify for
SETC Tax Credits

How Do I Claim my SETC Refund from the American Rescue Plan Act IRS - Frequently Asked Questions

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  • When was the American Resuce Plan Signed into Law

    The American Rescue Plan Act of 2021, or COVID-19 bill, was signed into law by President Biden on March 11, 2021.  It passed the U.S. House originally on February 27, 2021, by a vote of 219 to 212, was amended by and passed the U.S. Senate on March 6, 2021, by a vote of 50 to 49, and the amended and reconciled bill was passed by the U.S. House on March 10, 2021 by a vote of 220 to 211.  The 242-page bill provides a total of $1.9 trillion in economic stimulus related to the COVID-19 crisis and includes stimulus checks for Americans, renewed unemployment benefits, employment related provisions, tax related provisions, education related provisions, child benefits related provisions and provisions related to the COVID-19 pandemic at large and health care in general.  For more information on the American Rescue Plan visit the IRS.gov

  • What Does it mean to be Self-Employed

    A self-employed person in the United States, as defined by the Internal Revenue Service (IRS), is generally considered someone to who the following applies:


    You carry on a trade or business as a sole proprietor or an independent contractor.

    You are a member of a partnership that carries on a trade or business.

    You are otherwise in business for yourself (including a part-time business or a gig worker).

  • How is SETC refund calculated

    The SETC refund is calculated based on your income reported on your Schedule C &/or Schedule SE and the number of Sections (sections 1 – 6) on the application that apply only to you. For example, if  2 people make the same income, but one has been affected by more related issues. Sections/Questions 1 – 4 on the application form apply to one and not the other. Section/Question 1 only applies to one or the other then based on the indeividuals an SETC refund would be much larger because one person  had 4 sections/questions of the application that applied to them wile the other person only had 1 section/question apply to them.

  • Is the Self Employed Tax Credit Refund Taxable

    No.  The refund you receive is NOT taxed.

  • How can I claim the SETC Tax Credit

    To claim the SETC tax credits, you must determine your eligibility and amend your 2020 and/or 2021 tax returns and their supporting schedules. To amend these returns, it is recommended to use a Certified Public Accountant(CPA) to obtain the best results. This can take countless hours and funds. Our CPA team has created the fastest, safest, and most accessible tool for self-employed individuals and sole pr

  • What is the definition of a dependent

    The total FFCRA Tax credit can be up to $32,200.00 and is based on your net earnings in 2020 and in 2021.


    You will have to calculate your daily average of self-employment income. This is your net earnings for the taxable year divided by 260 (the standard recognized amount of working days in a year). This allows the IRS to estimate how much you lost in wages for every day you were not able to work.


    WHAT DOES IT MEAN TO BE SELF-EMPLOYED?

    A self-employed person in the United States, as defined by the Internal Revenue Service (IRS), is generally considered someone to who the following applies:


    You carry on a trade or business as a sole proprietor or an independent contractor.

    You are a member of a partnership that carries on a trade or business.

    You are otherwise in business for yourself (including a part-time business or a gig worker).

    WHAT IS THE DEFINITION OF A DEPENDENT?

    The IRS defines a dependent as either a qualifying child or relative of the taxpayer. The relative can be your child, stepchild, foster child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, or certain in-law relationships.


    The Child Tax Credit helps families with qualifying children get a tax break. To have received a Child Tax credit or a credit for other dependents, you would have had to submit a Schedule 8821.


    A child must have lived with you for more than half of the tax year. Temporary absences, such as for education or medical care, are generally counted as periods of living with you. You must have provided more than half of the relative’s total support during the tax year. The relative’s gross income must be below a certain threshold determined annually by the IRS (subject to change). It’s important to note that these are just general guidelines, and there may be additional rules and exceptions. The IRS provides detailed information in publications such as IRS Publication 501.


    Examples of a Dependent:


    Child

    Parent

    Brother/Sister

    Stepparent/Stepchild

    Adoptive Daughter/Adoptive Son

    Stepbrother/Stepsister

    Half Brother/Half Sister

    Grandparent/Grandchild

    Son-in-law/Daughter-in-law

    Mother-in-law/Father-in-law

    Brother-in-law/Sister-in-law

    Uncle/Aunt

    Niece/Nephew.

  • Who Qualifies for SETC Tax Credits

    To qualify for the SETC, you must meet the following criteria

    1.  Are you a Self-employed individual. A few examples, but not limited to, include sole proprietors, independent business owners, 1099 contractors, freelancers, gig workers, and single-member LLC, taxed as a Sole-proprietorship.

    2. Have filed a Schedule SE of IRS Tax Form 1040 in 2020 and/or 2021 with positive net income and paid self-employment tax on your earnings for the years 2019 and/or 2020 and or 2021. 

    3. You would have  missed work due to COVID-19-related issues.


  • What reasons may I claim SETC Tax Credit

    To qualify for FFCRA credits you must have missed work because of COVID-related issues. If you were unable to work because of one of these reasons, you may be eligible:


    A government agency imposed a quarantine or isolation order.

    Your doctor recommended you self-quarantine.

    You were having COVID-19 symptoms while also waiting for an appointment with your doctor.

    You were waiting for COVID-19-related test results.

    You were getting vaccinated against COVID-19

    You were experiencing side effects from the COVID-19 vaccine.

    You took care of your children who were affected by school or daycare shutdowns.

    You took care of someone else/family members who had COVID-19 issues.

  • Do weekends count

    If your standard work day includes a weekend day, or your child was in school or daycare during a weekend, then you may include them.


    If you normally don’t work on weekends or your child does not go to school on weekends, you cannot claim credits for weekends that they would not have worked or taken leave anyway. The credits are only available for the days that you would have worked or taken leave if not for the COVID-19-related reasons.

  • Is this a loan

    No. This tax credit is not a loan. There is no interest rate.  There is nothing to pay back.  You can use the money any way you like

  • Can I apply for this credit if I took PPP, ERC or EIDL

    Yes, if you got PPP, ERC or EIDL you can still qualify for this tax credit.

  • When you say "tax credit" is it actually money we receive

    Yes, if you qualify you will receive a physical check from the US Treasury and you can deposit and use in any way you wish.

  • What if I am Sub S Corps or C Corp and file a K1 (not a schedule C)

    Then unfortunately you would not qualify for this tax credit.  This tax credit is only available to business owners that file a “Schedule C” in their federal tax returns for 2020 and/or 2021.

  • What if I did not have a business in 2019

    Then you would only submit a federal tax return for the years 2020 & 2021 respectively.

  • Does every self-employed business qualify

    No.  But millions of self-employed business owners were impacted by COVID and qualify for this tax credit.  Once you submit your application online and your 2019, 2020 & 2021 federal tax returns, within 10 business days you will be notified if we will continue the process based on your qualification and what you will be receiving. There are no upfront cost to you.  We NEVER ask you for a credit card or any banking information until you are ready to submit your claim to the IRS.

  • What is the average that someone receives

    Every individual file is completely unique because it is based on the questions you answer on how Covid impacted you and your filed federal tax returns for 2020 & 2021.   There is no average we can give.   Remember, finding out if you qualify is free, it's an easy process simply answer the questions and upload your returns.

  • Which address does the Tax Credit Refund go to

    100% of the refund gets mailed to you unless you choose direct deposit which will show up in your bank account in as little as 3 weeks. Once we receive all the ducouments from you; you will  give us the address you prefer it to go to.  Once your tax refund is filed with the Treasury it typically takes them 3 –  5 weeks. Make sure to put your address on our online form where you are going to be living in the next 6 months; you do not want your check lost in the mail. 

  • Why do you need my 2019 tax return

    This allows us to determine your income for your business in 2020, to look at the previous year’s income (2019).  Whichever year is higher 2019 or 2020, we can use for the income calculations for 2020.

  • If I collect a wage as a W2 employee but have my own business can I qualify

    Yes, as long you have a “Schedule C” filed in your 2020 and/or 2021 federal tax return then you can apply. If there is no “Schedule C” in your tax returns for 2020 and/or 2021 then you couldn’t apply and/or qualify.

  • When does the SETC program expire

    This tax credit is broken up into 2 years:  2020 & 2021.   The credit for the 2020 year will expire in April 2024 & the credit for the 2021 year will expire April 2025.   Remember it takes up to 10 days to do your calculations, if you qualify, we send you documents to sign and then you upload them back to us.  Then we mail your completed file to the US Treasury.    To capitalize on the greatest amount you may qualify for you would want to send us your application no later than March 1, 2024. Keep in mind the sooner you file the sooner you'll get back your return.

  • What is the FFCRA

    The Families First Coronavirus Response Act (FFCRA) was passed in 2020 and was one of the earliest pieces of legislation designed to help small business owners afford the sick leave their employees had to take because of COVID-19.


    The FFCRA originally focused only on employees of certain small businesses but had been expanded in 2021 to cover US citizens who were self-employed during the COVID-19 pandemic and suffered losses in business due to lockdowns or illnesses for themselves or family members.

  • What Dates are available for FFCRA Tax Credits

    The dates you can claim under FFCRA income tax credit are between April 1, 2020 – March 31, 2021 and up to 10 days for dates between April 1, 2021 – September 30, 2021.


    Here is a breakdown of the days:


    Childcare related time off – up to 110 days


    50 days between April 1,2020 and March 31, 2021

    60 days between April 1, 2021 and September 30, 2021

    Yourself or loved one (other than child) – up to 20 days


    10 days between April 1,2020 and March 31, 2021

    10 days between April 1, 2021 and September 30, 2021

  • What Qualifies as a reason for claiming ffcra

    To qualify for FFCRA credits you must have missed work because of COVID-related issues. If you were unable to work because of one of these reasons, you may be eligible:


    A government agency imposed a quarantine or isolation order.

    Your doctor recommended you self-quarantine.

    You were having COVID-19 symptoms while also waiting for an appointment with your doctor.

    You were waiting for COVID-19-related test results.

    You were getting vaccinated against COVID-19

    You were experiencing side effects from the COVID-19 vaccine.

    You took care of your children who were affected by school or daycare shutdowns.

    You took care of someone else/family members who had COVID-19 issues.

  • What Does it mean to be Self-Employed

    A self-employed person in the United States, as defined by the Internal Revenue Service (IRS), is generally considered someone to who the following applies:


    You carry on a trade or business as a sole proprietor or an independent contractor.

    You are a member of a partnership that carries on a trade or business.

    You are otherwise in business for yourself (including a part-time business or a gig worker).

  • What is the definition of a dependent

    The total FFCRA Tax credit can be up to $32,200.00 and is based on your net earnings in 2020 and in 2021.


    You will have to calculate your daily average of self-employment income. This is your net earnings for the taxable year divided by 260 (the standard recognized amount of working days in a year). This allows the IRS to estimate how much you lost in wages for every day you were not able to work.


    WHAT DOES IT MEAN TO BE SELF-EMPLOYED?

    A self-employed person in the United States, as defined by the Internal Revenue Service (IRS), is generally considered someone to who the following applies:


    You carry on a trade or business as a sole proprietor or an independent contractor.

    You are a member of a partnership that carries on a trade or business.

    You are otherwise in business for yourself (including a part-time business or a gig worker).

    WHAT IS THE DEFINITION OF A DEPENDENT?

    The IRS defines a dependent as either a qualifying child or relative of the taxpayer. The relative can be your child, stepchild, foster child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, or certain in-law relationships.


    The Child Tax Credit helps families with qualifying children get a tax break. To have received a Child Tax credit or a credit for other dependents, you would have had to submit a Schedule 8821.


    A child must have lived with you for more than half of the tax year. Temporary absences, such as for education or medical care, are generally counted as periods of living with you. You must have provided more than half of the relative’s total support during the tax year. The relative’s gross income must be below a certain threshold determined annually by the IRS (subject to change). It’s important to note that these are just general guidelines, and there may be additional rules and exceptions. The IRS provides detailed information in publications such as IRS Publication 501.


    Examples of a Dependent:


    Child

    Parent

    Brother/Sister

    Stepparent/Stepchild

    Adoptive Daughter/Adoptive Son

    Stepbrother/Stepsister

    Half Brother/Half Sister

    Grandparent/Grandchild

    Son-in-law/Daughter-in-law

    Mother-in-law/Father-in-law

    Brother-in-law/Sister-in-law

    Uncle/Aunt

    Niece/Nephew.

  • Do I qualify for FFCRA Income Tax if I received Unemployment

    No. You cannot claim double benefits on days you already received payments from unemployment insurance claims.

  • Do weekends count

    If your standard work day includes a weekend day, or your child was in school or daycare during a weekend, then you may include them.


    If you normally don’t work on weekends or your child does not go to school on weekends, you cannot claim credits for weekends that they would not have worked or taken leave anyway. The credits are only available for the days that you would have worked or taken leave if not for the COVID-19-related reasons.

  • Do I qualify if I did not pay myself sick leave

    Yes! This is what the FFCRA was designed to cover, especially since a lot of entrepreneurs fall into this category.

Who is Eligible for the American Rescue Plan?

 American Rescue Plan Act of 2021, signed into law on March 11, 2021

What is the American Rescue Plan Act:
The ARP amended and extended the tax credits available to Eligible Employers providing paid sick and family leave consistent with the leave provided under the FFCRA. Under the FFCRA, enacted March 18, 2020, employers were required to provide paid leave through two separate provisions: (1) the EPSLA, under which employees received to up to 80 hours of paid sick time when they were unable to work for certain reasons related to COVID-19, and (2) Expanded FMLA, under which employees received paid family leave to care for a child whose school or place of care was closed or child care provider was unavailable for reasons related to COVID-19. The obligation for employers to provide paid leave under the EPSLA and the Expanded FMLA applied to qualified leave wages paid with respect to leave taken by employees beginning on April 1, 2020, through December 31, 2020. The FFCRA provided that Eligible Employers providing paid leave that satisfied the requirements of the EPSLA and the Expanded FMLA for the periods of time during which employees were unable to work (including telework) were permitted to claim fully refundable tax credits to cover the cost of the paid leave wages. Certain self-employed persons in similar circumstances were entitled to similar credits. The Relief Act extended the tax credits available to Eligible Employers for paid sick and family leave that would have satisfied the requirements of the EPSLA or Expanded FMLA, as amended for purposes of the Relief Act, for qualified leave wages paid with respect to leave taken by employees through March 31, 2021.

Download PDF for American Rescue Plan

Who is Eligible for the American Rescue Plan?

Under the ARP, refundable tax credits are available to Eligible Employers providing paid sick and family leave wages that otherwise would have satisfied the requirements of the EPSLA and Expanded FMLA, as amended for purposes of the ARP, paid with respect to leave taken by employees beginning on April 1, 2021, through September 30, 2021. The ARP codified these credits in sections 3131 through 3133 of the Code. These tax credits are increased by the Eligible Employer's cost of maintaining health insurance coverage allocable to the qualified leave wages ("allocable qualified health plan expenses") and certain amounts paid under collectively bargained agreements by the Eligible Employer that are properly allocable to the qualified leave wages ("certain collectively bargained contributions"). Under section 3133 of the Code, the tax credits are also increased by the employer's share of social security and Medicare taxes imposed on the qualified leave wages.

Claim IRS Refund for Tax Credits for Self Employed from Covid 19. Under the American Rescue Act and based on FFCRA eligibility for Self Employed Tax Credits.

FREE Consultation  on who is eligible for the American Rescue Plan Call: 877-749-3195

CHECK MY FFCRA ELIGIBILITY

IRS update on the Self-Employed Tax Credit (SETC) for 2020, 2021 (not applicable for self employed tax credit in 2022)
Now you can claim you setc tax credit of up to $32,000 for 2020–2021.

The US treasury has allocated a 1.6 trillion dollar fund for entrepreneurs LIKE YOU to receive the paid time off you deserve. As a self-employed 1099, 1040 Schedule C individual; this is a tax refund on taxes YOU’VE ALREADY PAID in 2020 and or in 2021. This isn’t a handout or a loan.
This is a tax-free refund relief program called the (FFCRA). The FFCRA Refund of the taxes you already paid for enduring Covid-19 and you
do NOT have to pay it back.

Families First Coronavirus Response Act Qualifications
1. are based on your net earnings for the taxable years of 2020 and or 2021
2. are the amount of self-employment work missed due to Covid-19
3. allows the IRS to estimate how much you lost from work in wages
4. for the SETC Tax Credit can be up to $32,200


SETC Tax Credit for Self-Employed individuals who suffered from Covid-19 may qualify:

1. If you were sick from COVID-19 or COVID related illness in 2020 or in 2021
2. If you had symptoms, but weren’t sure if you tested positive; yet out of caution you quarantined anyway
3. If you took care of a loved one who was sick or that your kids missed any days of school
4. If you were sick from the Vaccine.


If any answered YES to any of these questions, then you may qualify for the self-employment tax credit (SETC). 


Introducing the SETC/FFCRA (self-employment tax credit):


For everyday you quarantined, for everyday your kids missed school, or if you had to take care of a loved one, regardless if you already worked from home, depending on your annual income, you can qualify for up to $511/day, up to $32,220 (other credits may apply).


It’s FREE to determine if you qualify for SETC. Here at Jorns and Associates we will walk you through a 3 easy step process to determine how much you qualify for SETC Tax Credits. It's fast, secure and confidential and we will help you get the the most on your return at a minimal cost at the end. There are no upfront fees and we allow you to check eligibility before we submit your file to the IRS. You will know how much you are receiving before we receive any payment from you and we will be doing the work upfront at no cost to you. We want every American self-employed business to take advantage of this program.


We represent a team of over 500+CPAs, Tax Attorneys, and Forensic Accountants that meet with the IRS on a week to week basis due to the fact that we specialize in the SETC Tax Credit specifically.
We've helped Entrepreneurs just like you receive over 12 billion back in the last 18 months through the ERC Tax Credit program.


Take these next few steps to find out if you qualify for (SETC) Self Employed Tax Credit



Step 1: Call Us: 877-749-3195

Talk to a real person you can trust that understands the SETC process. We’ll walk you through a FAST 45 second form to get your basic information such as: Name, Email, Phone, Address and how many days you were affected by Covid in 2020 and in 2021 and to determine if you pre-qualify. You will not give your social security number and only until you receive a direct link to login to a highly secure and confidential Jorns and Associate website portal.


Step 2: Receive a Direct Link to Jorns & Associates

Our management team will reach out and send a direct link to a secure and confidential website where you can upload your documents on the Jorns and Associates website portal. One of our Tax Pros will review your documents. Based on your eligibility you will be able to review the process from your private link that only you have access to on Jorns and Associates website. From there you have access 24/7 to monitor the progress of your SETC claim. At that time the management team will be available to answer any questions you may have. Our CPA's are putting their credibility on the line with every application and work very closely with the IRS to give you a CLOSE ESTIMATE on how much you qualify for.


Step 3: Pay our very modest fee of $500-$1500 based on your eligibility per year you qualify for. After determining the amount you receive; pay us a modest fee between $500-$1500. We will take care of the rest and  submit your file to the IRS. We file everything with the IRS, amend your tax returns, and work to get the most back on your return. Other companies charge between 15-20% fees and sometimes 30% of fees. Imagine if you qualify for 10,000 or 20,000. That means they’re charging 3-6000! Our modest fee of $500, $1000, or $1500 based on your eligibility for SETC Tax Credits is the least expensive way to get this done.


Step 4: Sit back and relax and wait for your check or direct deposit

Direct Deposit is much faster and you can receive a refund in as little as 3 weeks once everything has been submitted and approved.

Get started and talk to one of our SETC Specialist today at 877-749-3195 to determine if you qualify for SETC Tax Credits.

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SETC | FFCRA TAX CREDIT REFUND